An Interest-free plan allows you to make your purchases now and manage your payments over time. Choose a 6, 12 or 18-month interest-free period, and take the pressure off your wallet. Q Card is a simple and easy way to manage larger purchases.
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Up to 18 months interest free* *18 months interest free is available on Flexi Payment Plans. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a or 22.95% p.a. (depending on your card) applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
Interest free rates are subject to cost bands and additional fees may apply if you wish to increase the interest-free period.
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