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FINANCE

Upgrade now, pay later — with Q Card interest-free finance

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At ATL, we believe money should never get in the way of comfort, efficiency, and sustainability. Whether you’re installing a heat pump, planning an electrical upgrade, or going solar — we’ve partnered with Q Card to make it easier to invest in your home with flexible, interest-free finance options.

Why finance with ATL + Q Card?

  • ​Up to 18 months interest-free

  • Flexible options to suit your budget (12 & 18 months available)

  • Spread the cost of your project 

  • Quick online application

​Choose what works for you

With Q Card finance, you can get the job done now and pay later — stress-free.

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Apply online direct with Q Card or fill out our enquiry form to discuss your project and finance options.

Finance Terms & Conditions Up to 18 months interest free is available on Long Term Finance (LTF) for in-store purchases. Min spend $2,000. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. ATL Electrical, Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. For full finance terms visit qcard.co.nz.

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